RPPC Pre 1920 Young Adults on Porch Stair Steps Holding Books ONC on Ties 

Origin: Unknown
Identifying Clues: Men are wearing ties that have from what I can see the letters O, N, C on them. 
Maker: AZO
Era: Between the years of 1904 and 1918. AZO mark has 4 triangles pointing up. That narrows down the date. 
Pre-owned and unposted.  See photos for assessment of visible wear normally associated with old postcards. Especially, but not limited to, tanning, creasing, edge and corner wear, and discolorations.